img

What is a Construction Loan?

Construction loans are a short-term loan that provides the funds required to build a residential or commercial property, typically over 12-18 months.

Key Benefits

Funding Up to 100% of Construction Budgets

12-18 Month Terms

Draws Handled In-House

Fast, Simple Process

No Credit Checks or Tax Returns Required

Loan Terms

img
Rates starting at 9.99%, interest only
img
Loan amounts from $50,000 to $5,000,000+
img
Up to a 85% loan-to-cost ratio
img
Structured draw schedule based on construction milestones
img
No prepayment penalties
img
Fast Closings, Simple Process
img
6 - 18 Month Terms
img
Origination fees typically 0 - 2 points
Real Estate Financing Solutions

Fast, Flexible Loans for Your Investment Projects

1
img

Apply Online

Complete our streamlined application and get your offer within 24 hours.

1
img

Close

Fund in as little as 48 hours.

1
img

Build

Complete your renovations.

1
img

Exit

Sell or refinance with no penalties.

Partnering for Success

Client Experiences with Our Lending Solutions

Common Questions about Construction Loans

To help you better understand our services, here are some frequently asked questions.

Are there higher qualification requirements for construction loans?

No, unlike traditional lenders, we focus on the property and project viability, not your credit score or tax returns.

Can I borrow in an LLC?

Yes, we prefer to lend to LLCs and corporations for investment properties.

Do construction loans cover the design phase of home construction?

Yes, we can structure your loan to include architectural and engineering costs.

Besides Arizona, what other states do you lend in?

We currently lend in Arizona, Texas, California, and Colorado.

What are the interest rates for a construction loan?

Our rates start at 9.99%, interest only, based on the project’s risk profile.

SimpleFastSecure

Get a Construction Loan Quickly