
Funding for your ground-up construction or major renovation project.
Construction Loans

What is a Construction Loan?
Construction loans are a short-term loan that provides the funds required to build a residential or commercial property, typically over 12-18 months.
Funding Up to 100% of Construction Budgets
12-18 Month Terms
Draws Handled In-House
Fast, Simple Process
No Credit Checks or Tax Returns Required
Loan Terms








Real Estate Financing Solutions
Fast, Flexible Loans for Your Investment Projects

Apply Online
Complete our streamlined application and get your offer within 24 hours.

Close
Fund in as little as 48 hours.

Build
Complete your renovations.

Exit
Sell or refinance with no penalties.
Partnering for Success
Client Experiences with Our Lending Solutions
After three banks rejected my mixed-use development, Hanson Capital saw the vision and funded the entire project. Their in-house draw process saved countless hours of paperwork and delays.
Robert T.
Phoenix
After working with five different hard money lenders, I’ve found Hanson Capital to be the most responsive, professional, and easiest to work with. Their team makes the entire process simple.
Karen M.
Phoenix
What sets Hanson Capital apart is their ability to think outside the box when project economics make sense. They’re not just lenders—they’re investors who understand what makes a deal work.
Ryan B.
Mesa
When my bank couldn’t deliver, Hanson Capital stepped in and funded my multifamily acquisition in just 36 hours. Their team worked through the night to make it happen.
Michael R.
Phoenix
As a new investor, I was struggling to get traditional financing. Hanson saw the potential in my deal and funded my first flip. Five properties later, they’re still my go-to lender.
Sarah K., Scottsdale
Scottsdale
I found the perfect property on Thursday but needed to close by Monday. Hanson Capital approved my loan Friday and funded Monday morning. The renovation is now complete, and I’m looking at a $75K profit.
Jason M.
Mesa
After three banks rejected my mixed-use development, Hanson Capital saw the vision and funded the entire project. Their in-house draw process saved countless hours of paperwork and delays.
Robert T.
Phoenix
When a prime commercial property came available at auction, I needed capital fast. Hanson funded my purchase in 48 hours, allowing me to secure a property that’s now worth 30% more than I paid.
Michael L.
Scottsdale
I needed capital for my next opportunity but didn’t want to sell my rental property. Hanson Capital’s cash-out refinance gave me $150,000 in equity to fund my next project while keeping my cash-flowing asset.
Jennifer S.
Chandler
After bankruptcy destroyed my credit, traditional banks wouldn’t even talk to me. Hanson Capital focused on my property and plan, not my past. They funded my first post-bankruptcy project, which made a $65K profit. I’ve now completed 12 deals with them and rebuilt my financial life.
Thomas R.
Phoenix
Common Questions about Construction Loans
To help you better understand our services, here are some frequently asked questions.
Are there higher qualification requirements for construction loans?
No, unlike traditional lenders, we focus on the property and project viability, not your credit score or tax returns.
Can I borrow in an LLC?
Yes, we prefer to lend to LLCs and corporations for investment properties.
Do construction loans cover the design phase of home construction?
Yes, we can structure your loan to include architectural and engineering costs.
Besides Arizona, what other states do you lend in?
We currently lend in Arizona, Texas, California, and Colorado.
What are the interest rates for a construction loan?
Our rates start at 9.99%, interest only, based on the project’s risk profile.
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