Not Just A Lender - A Partner Making Money Easy.
Fund your next real estate investment in as little as 48 hours with a hard money lender that has earned borrowers’ trust for more than 16-years.
Featured Loan Programs
Loan Solutions Tailored to Your Real Estate Needs
Fix & Flip Loans
Quick capital for investors who buy, renovate, and sell properties for profit.
- 6-18 Month Terms
- Up to 85% LTC
- Fast Closings
- Zero Origination Fee Options
Construction Loans
Funding for your ground-up construction or major renovation project.
- 12-18 Month Terms
- Up to 100% of Construction Budget
- In-house Draw Management
- Simple, Streamlined Process
Bridge Loans
Fast bridge financing when traditional lenders can’t deliver.
- Rates starting at 9.99%, interest only
- Close in as fast as 48 hours
- No credit checks or income verification
- Loan amounts from $50,000+
Cash Out Refi
Access the equity in your investment property for new opportunities.
- Rates Starting at 9.99%, Interest Only
- Up to 75% LTV
- No Prepayment Penalties
- 12-24 Month Terms
A Reputation for Excellence
Built on Trust, Backed by Experience
in hard money lending
in funded projects
successful real estate investors funded
client satisfaction rating
Speed, Flexibility, and Competitive Rates.
Quick Qualification
- Direct Lender – No middlemen, faster decisions
- Fund in 48 Hours – When opportunity knocks, we answer
- No Doc, No Credit Check – Asset-based lending that works for you
- Flexible Property Types – Single Family, Multifamily, Ground Up Construction & Commercial
We Lend on Investment Residential, Land & Commercial Properties
Rates Starting at 9.99%, Interest Only
Close in as Fast as 48 Hours
6-24 Month Terms
Up to 80% of Purchase/ LTV
Up to 60% of Land Purchases
Minimum Loan Amount is $50,000
Origination Fees Typically Ranging Between 0-2 points
We Lend in AZ, TX, CA and CO
Real Estate Financing Solutions
Fast, Flexible Loans for Your Investment Projects
SIMPLE APPLICATION
Submit your property details and desired loan amount through our streamlined online form.
ASSET EVALUATION
Our team reviews your property’s potential with focus on the asset value, not your credit score.
QUICK APPROVAL
Receive your funding decision within 48 hours, with minimal documentation and straightforward terms.
FLEXIBLE DISBURSEMENT
Access your funds completely or through construction draws as your project progresses.
Recently Funded Projects
Acquisition Loan – Scottsdale, AZ
Loan Amount – $880,000.00
Loan Type – Acquisition Loan
Cash Out Refinance – Phoenix, AZ
Loan Amount – $895,000
Loan Type – cash out refinance
Cash Out Refinance – Scottsdale, AZ
Loan Amount – $600,000.00
Loan Type – Cash-out Refinance
Partnering for Success
Client Experiences with Our Lending Solutions
After working with five different hard money lenders, I’ve found Hanson Capital to be the most responsive, professional, and easiest to work with. Their team makes the entire process simple.
Karen M.
Phoenix
What sets Hanson Capital apart is their ability to think outside the box when project economics make sense. They’re not just lenders—they’re investors who understand what makes a deal work.
Ryan B.
Mesa
The speed and certainty Hanson Capital provides gives me a major advantage when making offers. Sellers know my financing won’t fall through, which has helped me win multiple off-market deals.
James T.
Chandler
When my bank couldn’t deliver, Hanson Capital stepped in and funded my multifamily acquisition in just 36 hours. Their team worked through the night to make it happen.
Michael R.
Phoenix
As a new investor, I was struggling to get traditional financing. Hanson saw the potential in my deal and funded my first flip. Five properties later, they’re still my go-to lender.
Sarah K., Scottsdale
Scottsdale
I found the perfect property on Thursday but needed to close by Monday. Hanson Capital approved my loan Friday and funded Monday morning. The renovation is now complete, and I’m looking at a $75K profit.
Jason M.
Mesa
After three banks rejected my mixed-use development, Hanson Capital saw the vision and funded the entire project. Their in-house draw process saved countless hours of paperwork and delays.
Robert T.
Phoenix
When a prime commercial property came available at auction, I needed capital fast. Hanson funded my purchase in 48 hours, allowing me to secure a property that’s now worth 30% more than I paid.
Michael L.
Scottsdale
I needed capital for my next opportunity but didn’t want to sell my rental property. Hanson Capital’s cash-out refinance gave me $150,000 in equity to fund my next project while keeping my cash-flowing asset.
Jennifer S.
Chandler
After bankruptcy destroyed my credit, traditional banks wouldn’t even talk to me. Hanson Capital focused on my property and plan, not my past. They funded my first post-bankruptcy project, which made a $65K profit. I’ve now completed 12 deals with them and rebuilt my financial life.
Thomas R.
Phoenix
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Our Team is Ready to Assist You.
Reach Out to Discuss Your Project and Financing Options.
To help you better understand our services, here are some frequently asked questions.
Ready to get started or have further questions? Visit our Contact Us Page
What is a hard money loan?
A hard money loan is a short-term, asset-based loan secured by real estate. Unlike conventional loans, approval is based primarily on the property’s value rather than the borrower’s creditworthiness.
How quickly can I get funded?
We can fund loans in as little as 48 hours once we have all required documentation.
What are your interest rates?
Our rates start at 9.99%, interest only, with the specific rate determined by the property type, loan-to-value ratio, and project risk.
Do you charge prepayment penalties?
No, all our loans can be paid off early with no prepayment penalties.
What states do you lend in?
We currently lend in multiple states including Arizona, Texas, California, Colorado, Nevada, Utah, and Idaho, with plans for continued expansion.
Do you check credit?
No, we’re an asset-based lender focused on the property value and investment strategy, not credit scores.
Do you require income verification?
No, we don’t require income documentation or tax returns.
Can I borrow in an LLC?
Yes, we prefer to lend to LLCs and corporations for investment properties.
What's the minimum loan amount?
Our minimum loan amount is $50,000.
What's the maximum loan-to-value ratio?
We lend up to 85% LTV for residential properties, 70% for commercial, and 60% for land.
Your Local Lending Partner
Areas We Cover
Though rooted in Arizona, our lending expertise and services reach far beyond, providing financing options in Arizona, Texas, California, and Colorado.
- Phoenix
- Tucson
- Dallas
- Houston
- Los Angeles
- San Diego
- Denver
- Colorado Springs
Beyond these major cities, we’re dedicated to serving real estate investors throughout our lending region. If you’re looking for financing in AZ, TX, CA, or CO, reach out to us today.
Unlock Your Real Estate Potential.