Real Estate Investment Guides
Recently Funded Projects
Discover Dream: View Our Gallery
Acquisition Loan – Glendale, AZ
Loan Amount – $256,861.00
Loan Type – Acquisition Loan
This was an acquisition loan for a fix & flip project at N 68th Ave.
Location: N 68th Ave
Glendale, AZ
Acquisition Loan – Scottsdale, AZ
Loan Amount – $1,540,000
Loan Type – Acquisition Loan
This was a quick acquisition loan for E Wethersfield Road in Scottsdale, AZ.
The borrower acquired the property with plans to renovate and flip the property with an estimated ARV of $2.85 million.
Location: E Wethersfield Road
Scottsdale, AZ
Cash Out Refinance – Phoenix, AZ
Loan Amount – $895,000
Loan Type – cash out refinance
This was a cash out refinance for E Catalina Dr, Phoenix, AZ 85014.
The borrower had initially financed the purchase with another lender and completed renovations.
With the property listed for $895,000, they sought to pull equity to move to their next project while awaiting the sale, leveraging its strong market appeal, large lot, and guest house to maximize value.
Location: E Catalina Dr
Phoenix, AZ
Cash Out Refinance – Scottsdale, AZ
Loan Amount – $600,000.00
Loan Type – Cash-out Refinance
This was a cash out refinance on E Sand Hills in Scottsdale.
This borrower used the equity in their rental properties to purchase an additional property for their portfolio.
Location: E Sand Hills
Scottsdale, AZ
Cash Out Refinance – Scottsdale, AZ
Loan Amount – $1,450,000.00
Loan Type – cash-out refinance
This was a cash-out refinance for E Captain Dreyfus Ave, Scottsdale, AZ 85260.
The borrower sought financing to consolidate two existing loans while securing additional funds to renovate.
With an estimated post-repair value of $3.3 million, they aimed to maximize the home's market value before selling.
Location: E Captain Dreyfus Ave
Scottsdale, AZ
Purchase Loan – Mesa, AZ
Loan Amount – $235,000.00
Loan Type – Purchase Loan
This was a purchase loan for a fix & flip project at E El Paso St in Mesa, AZ.
The borrower acquired the property for $310,000 with plans to resell it for an estimated ARV of $465,000.
Location: E El Paso St
Mesa, AZ
Engage with the Community!
Our lending team is ready to review your scenario and provide fast feedback.
Ready to Get Started?
To help you better understand our services, here are some frequently asked questions.
Ready to get started or have further questions? Visit our Contact Us Page
What is a hard money loan?
A hard money loan is a short-term, asset-based loan secured by real estate. Unlike conventional loans, approval is based primarily on the property’s value rather than the borrower’s creditworthiness.
How quickly can I get funded?
We can fund loans in as little as 48 hours once we have all required documentation.
What are your interest rates?
Our rates start at 9.99%, interest only, with the specific rate determined by the property type, loan-to-value ratio, and project risk.
Do you charge prepayment penalties?
No, all our loans can be paid off early with no prepayment penalties.
What states do you lend in?
We currently lend in multiple states including Arizona, Texas, California, Colorado, Nevada, Utah, and Idaho, with plans for continued expansion.
Do you check credit?
No, we’re an asset-based lender focused on the property value and investment strategy, not credit scores.
Do you require income verification?
No, we don’t require income documentation or tax returns.
Can I borrow in an LLC?
Yes, we prefer to lend to LLCs and corporations for investment properties.
What's the minimum loan amount?
Our minimum loan amount is $50,000.
What's the maximum loan-to-value ratio?
We lend up to 85% LTV for residential properties, 70% for commercial, and 60% for land.
All the key terms you need to know.
Term Glossary
After Repair Value (ARV)
The estimated value of a property after all repairs and renovations are completed.
Bridge Loan
A short-term loan used to “bridge” the gap between two financing events.
Draw Schedule
A predetermined schedule for distributing construction loan funds based on completed work.
Hard Money Loan
A short-term, asset-based loan secured by real estate, typically used for investment properties.
Loan-to-Value (LTV)
The ratio of the loan amount to the value of the property securing the loan.
Points
Upfront fees charged by the lender, with one point equal to 1% of the loan amount.
Rehab Budget
A detailed estimate of all costs associated with renovating a property.
Seasoning Period
The time a property must be owned before certain types of financing become available.